Cityzen Bank has clearly distinguished itself in the banking industry through superior service quality, unique customer experience, and sound financial indices. These have become part of our corporate culture to the extent the bank is easily associated with the following attributes; Best-in-class customer experience, creativity, excellent financial performance, good asset quality, stable management, dedicated and highly skilled work-force, cutting-edge Information and Communication Technology, efficient and effective distribution channels. The bank’s strategy of assessing and managing its impact on the industry forms an integral part of our strategic objective. Specifically, the bank considers how the present and future capital requirements will be met and managed in view of projected capital requirements based on its assessment and against the regulatory capital requirement.

The strategic objective of Cityzen Bank also includes a continuous improvement of our capacity to meet the customers’ increasing and dynamic business and financial needs as well as sustain high quality growth through investments that impact the quality of service to our existing and potential customers, constant upgrade of our  infrastructure, unwavering investment in training and re-training of our people and regular reinforcing of our Customer Services delivery charter with regards to continually changing customer needs. We place high premium on the pivotal role of Exceptional Service Delivery in our drive to consistently exceed expectations. The bank has in place a well-articulated strategy to not only meet and surpass customer expectation but also ensure that plans are fine-tuned to address the changing taste and sophistication of the customer. The underlying philosophy is for the bank to remain at all times, a Customer-centric institution with a clear understanding of its market and environment.



Loan Services


Ideas capable of reshaping our world often require vast sums of money to bring to life. Our loans have never met an idea they couldn’t birth. So bring on the big ideas and let’s make a difference. At UBB GROUPS, we give te folowing types and kinds of loans: 

  • Salary Advance – a revolving credit with a clean-up cycle availing up to 60% of your net monthly salary. This is a flexible funding solution that will help address short term financial needs.
  • Personal/Consumer loans to finance personal needs.
  • Asset acquisition/Car Loans to finance purchase of vehicles or acquisition of household assets.
  • Mortgage Facility – This is designed to fulfil your aspiration to purchase your dream house with ease.

For more details on any of our retail loans, kindly call  +190829475364 or send a mail to info@ubbgroups.cocityzenbk

Education is the bedrock of social and economic development and our education loan scheme is designed to provide short term funding to enable parents/guardians pay tuition fees for their children/wards.


  • Minimum Facility amount $6,000
  • Maximum Facility amount $20,000
  • School fees will be paid directly to child/ward’s school.
  • Maximum tenor of 3 months (Junior School) , Maximum tenor of 9 months (Tertiary Institution)


  • Completed Application Form
  • Invoice of school /tuition fees
  • Any means of identification,  school IDs  preferrably. 


Apart from giving out friendly and accessible loans to customers and would-be customers, we at Cityzen Bank are certified financial management experts who constantly gives out useful business tips. Investors that have contacted us on various management related issues as far as their businesses are concerned can attest to the growth witnessed after our team of financial experts delved into their rich archive of business and financial knowledge to dish out meaningful business advise and tips that has taken businesses to global stage. You are very free to contact us today as we are open to entertaining all your financial, management problems and investment plans.  For more details on any of our retail loans, kindly call  +190829475364 or send a mail to info@cityzenbk.com

Tax Services

Individual Tax Services

We create an avenue for our individual customers to pay their taxes without any hitches. Tax payments has become a core component of any nation building and development, hence we help our customers to pay their taxes on time to avoid any problem in the long run.

Corporate & Partnership Tax Services

Corporate entities has entrusted us with the payments of their taxes, we have certainly delivered on their behalf and our team of financial experts has adhered strictly to the financial laws governing the American continent and the world at large.

Estate & Trust Tax Services

Our financial management spans across real estate management, valuations and tax payments for customers into real estates.